FREE Home Loan Health Check

With interest rates on the rise, there has never been a better time to check how healthy your home loan is. The chances are, if you have a mortgage, that your banks will just pass on the interest rate rise which may cost you thousands of extra dollars every year.

A Free Home Loan Health Check can help you work out if your loan is still right for you and help you make an informed decision to benefit from better loan features or a lower rate.

REASONS FOR A HOME LOAN HEALTH CHECK

Review your current home loan rate:

Do not just assume your current loan offers good value. The chances are that there is a better home loan deal that caters to your needs and saves you a stack of money with a better interest rate and loan features.

Refinancing:

Refinancing could be an opportunity to secure a lower rate, with potential savings on monthly repayments and a reduction in your total interest costs. You may also from loan features not available on your current mortgage such as offset facilities, credit cards and cash backs.

Refinancing to consolidate debt:

If you have multiple debts and bills, refinancing could give you the opportunity to streamline your debt and potentially reduce the overall interest you’re paying streamlining all of higher interest debts into one lower interest debt, reducing your monthly repayments.

Switching between fixed and variable or altering the loan term:

With interest rates on the rise, it is important to consider where to get the best deal. Many lenders pass on rate rises to current clients while most lenders offer discounts and incentives to new customers. To take advantage of the best deal it is important to understand how fixed and variable rates work to be sure you make the decision best suited to your needs.

Access to better loan features: it's not always about getting a better rate. You may take advantage of loan features better suited to your needs, especially if your individual circumstances have changed. You may also pay extra fees and charges, which you could avoid paying with another lender or you may not have the right product for your needs.

It's important to note that having a chat with us doesn't necessarily mean you need to move lenders. We will only recommend changing if it is financially worth your while.

ALL IT TAKES IS 10 MINUTES ON THE PHONE

With just a few minutes of your time, we will be able to gather enough information to making sure that your home loan and financial future is in the best condition

WHY US?

We are a nationally recognised and Accredited Finance Broker with the MFAA. Our expert loan specialists will make the process fast and stress free. With access to Australia's largest panel of lenders we have relationships with major banks, online banks, non conforming lenders and non bank lenders. This means we generally have a solution for most home owners and borrowers.

WHAT TO EXPECT

We’ll give your home loan a full check-up, looking at your:

• term

• interest rate

• repayment options

• home equity

Then we’ll talk to you about your goals, and what you hope to achieve in the next few years, including paying down or paying off your loan, renovating, refinancing, or investing.

We will let you know if your current loan is perfect for you, or if there are options that will save you money and suit your objectives better.

EVERYONE'S WELCOME

Whether you’re an existing customer or you’re new to Yellow Loans, we’re here to help you get the most out of your home loan. Simply follow the below link to our enquiry form and one of our specialist lenders will give you a call.

GET MY FREE HOME LOAN HEALTH CHECK

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